Identity theft protection is exactly what it sounds like, and will provide you with the cash needed to straighten everything out in the event your identity becomes compromised. Identity theft protection: This is a relatively new protection I’ve seen offered by some of the major providers. Typical homeowners insurance policies will not cover you if your home is damaged in an earthquake. Here are a few I thought were the most interesting.Įarthquake insurance: If you live in an earthquake-prone area, you’re likely going to want to purchase protection in the event the earth starts - well - quaking. In the quote process, Geico allows you to purchase add-on protections to your policy. Now let’s take a closer look at a Geico homeowners insurance policy. Similar to what you’ll see in my review of AAA homeowners insurance, this means your specific policy might differ slightly from your neighbor’s, but you’re going to usually end up getting a pretty good price. Now before we go further, it’s important to point out that Geico works as an agency, connecting you with one of their partner companies to underwrite your actual homeowners insurance policy. Additional expense coverage makes it so you won’t have to pay out of pocket for your temporary lodging. But again, it’s always important to check these particulars with your home insurance agent.Īdditional expenses: If there’s a fire or other covered disaster, you’ll need to stay somewhere else while your home is being repaired. Your medical coverage will most likely pay for their visit. Medical bills: Let’s say that same neighbor decides to take an ambulance to the hospital to stitch up the dog bite. But be sure to double-check with your agent. Back your car into their garage door? Not coming out of your pocket. This also covers you if you accidentally damage someone else’s property. Personal liability: If the litigious neighbor next door gets bitten by your labradoodle and has the lawyer on speed dial, you may be protected by your personal liability coverage. For big-ticket items like engagement rings or antiques, you’re probably going to want to purchase additional coverage.
HOME PROTECTOR PLUS REVIEW PRO
Pro Tip: Some Geico policies will protect jewelry, but only up to a certain amount. I’ve spent days analyzing the data, checking the reports, and poring over the customer feedback Geico has received to ultimately answer one question: Should you choose Geico as your homeowners insurance provider? We’ll get to that answer in just a bit, but let’s start by taking a look at Geico’s pros and cons: We’re here to talk about one specific type of insurance, though: homeowners insurance. Geico has been around since the 1930s and has been providing its customers with a multitude of different insurance options throughout the decades. Who knew that help might come from a quippy little lizard? So, when disaster strikes, you want an insurance partner on your side to help make you whole again, or at least to cover costly damages. Remember, home insurance is home security. Do you have a plan for protecting your home that includes equipment like security cameras and video doorbells? What about a plan for what you’d do if a tree fell through your roof? Coming up blank? Don’t worry, you’re not alone.
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